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Papers On Accounting & Personal Finance
Page 17 of 104

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Australian Tax Issues; Ordinary Income and Capital Gains
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This 6 page paper considers a case provided b the student. The first question assesses if income due under a contract annually for three years will be classified as ordinary income or a capital gain. The second question then considers how it may be classified as a capital gain and which concessions may be claimed if this is undertaken by a small business. The bibliography cites 5 sources.
Filename: TEauordin.rtf

Autocorrelations and Abnormal Returns Prior to Stock Splits Considered in the Context of EMH
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This 5 page paper is written in two parts. The first part of the paper considers the implications for the weak-form Efficient Market Hypothesis (EMH) concerning the findings of certain authors that have recently found evidence of positive autocorrelation in short-term stock returns and negative autocorrelation in longer horizon returns. The second part of the paper looks at the idea positive abnormal returns prior to stock splits, discusses why this may occur and looks at whether or not this is consistent with semi-strong form efficiency. The bibliography cites 5 sources.
Filename: TEautosplit.rtf

Automotive Robotics Venture
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A 6 page paper providing pro forma statements and a marketing focus for a company offering generic robotic applications to the auto maker industry in the US. When a single unskilled worker costs upwards of $100,000 annually, the cost of robotic applications is not so daunting. Generic applications that can be customized to the needs of an individual manufacturing site further increase the overall economic benefit, and it will be that point on which Applied Auto Robotics focuses in marketing its products to the entire industry, beginning with Ford and GM. Bibliography lists 4 sources.
Filename: KSacctRobJV.rtf

AUTOZONE, UNALLOCATED COSTS AND REPORTS
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This 3-page paper examines the difference in contributing margin costs between allocating and not allocating fixed costs. AutoZone's balance sheets are used as an example. Bibliography lists 1 source.
Filename: MTautozcos.rtf

Avis; A Case Study
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This 9 page paper considers the company of Avis Europe. Written in report style the paper considers the gearing of the company, the calculation of WACC and the ways in which the company may seek to raise capital. The bibliography cites 5 sources.
Filename: TEavis01.rtf

Avoiding Social Security Tax
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This 3 page paper looks at a scheme suggesting that advance payments are made to an employee in order to reduce the liability to the social security tax under the Federal Insurance Contribution Act (FICA). The bibliography cites 1 sources.
Filename: TEsoctax.rtf

Avon
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This 7 page paper examines the well-known beauty products firm Avon. The paper starts by looking at the history and development of the company and the second part of the paper performs a financial analysis using years 2003 to 2006. The bibliography cites three sources.
Filename: TEavon01.rtf

Avril Hotel Pricing Strategy Case Study
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This 4 page paper looks at the case of a hotel that is considering increasing prices. The paper is written in two parts. The first part of the paper looks at whether there should be a focus in increasing the room rate or the occupation rate to maximize revnue. The second part of the paper discusses what other factors should be considered such as actions and reactions of the competition, marketing and the sale of complimentary services. The bibliography cites 1 source.
Filename: TEavrilprice.rtf

Baby Boomers & Their Retirement Years
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This 17 page report discusses the 'baby boom' generation (Americans born between 1946 and 1964) in terms of their retirement plans, options, and likely economic realities. This report examines general issues related to retirement and baby boomers but focuses on the issues confronting women of the baby boom generation as they move toward their retirement years. A hypothetical survey and its methodology and findings are also discussed in relationship to the topic. Bibliography lists 13 sources.
Filename: BWretire.wps

BabyCare Ltd Case Study
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This 4 page paper looks a the case of BabyCare Ltd. The paper answers three questions, first there is an assessment regarding the attractiveness of the firm as an investment, the second part of the paper assesses the business model in terms of its use in an emerging market. The last part of the paper looks at the financing options that are presented to the firm.
Filename: TEBcare01.rtf

Background Ideas and Outline for the Paper Looking at the Potential Impact on Margin Trading In Russia
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This 4 page paper looks at the potential ideas and thoughts behind a project to investigate the impact of margin trading on the Russian stock market, outlines some of the aims and the proposed structure of the paper. This paper compliments paper TEmargintr.rtf. The bibliography cites 4 sources.
Filename: TEmargintbc.rtf

Balanced Budget Amendment & The Banking Industry
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The premise that the writer is creating a report for a CEO of a rural bank is the perspective from which this 8 page paper is written. Issues discussed include the validity of the recent balanced budget amendment, economic projections for 1998 through 2002 and specific recommendations for the banking industry. Opposing views concerning the effect of the budget are noted. Bibliography lists 6 sources.
Filename: Bankind.wps

Balanced Scorecard and Transfer Pricing
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This 5 page paper in written in two parts. The first part pf the paper examines the characteristics of balanced scorecards and assesses its’ advantages over other accounting measures. The second part of the paper looks at transfer pricing and shows the student how to calculate and minimum and a maximum transfer price, and why adjustments may be made to the price. The bibliography cites 4 sources.
Filename: TEtransp.rtf

Balanced Scorecard, Activity Based Costing and Target Costing
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This 16 page paper looks at the advantages and disadvantages of different business tools. Written in three parts, the benefits and potential problems associated with using balanced scorecard systems, activity based costing systems and target costing are all examined. The theory and application is discussed and examples are used to illustrate points raised. The bibliography cites 10 sources.
Filename: TEbscacb.rtf

Balanced Scorecard; Financial Objectives
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This 3 page paper considers the financial objectives that could be used by a hospital when developing a balanced scorecard. The identified the objectives, explains why they are important and then looks at how they can be measured and the strategies that would need to be in place to measure them. The bibliography cites 4 sources.
Filename: TEBSC003.rtf

BALANCED SCORECARDS AND ACCOUNTING
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This 3-page paper focuses on how balanced scorecard systems can help in the profession of accounting Bibliography lists 2 sources.
Filename: MTbascac.rtf

Balancing Cash Flow and Profit
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This 3 page paper considers why and how CFO’s have to balance profit making with cash flow in order to create a strong and viable company that maximises its’ profit potential while reducing opportunity costs and remaining liquid. The bibliography cites 2 sources.
Filename: TEcshproft.rtf

Balancing the Budget # 4 -- A Balancing Act
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A 7 page research paper on the issues surrounding the failed balanced-budget amendment. The paper discusses the history of the national debt, and debates whether balancing the budget is even necessary at all. Bibliography lists 6 sources.
Filename: Budget.wps

Balfour Beatty
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This 9 page paper looks at the international construction firm, Balfour Beatty Plc, which has a presence in many countries, including the UK, US, Germany, Hong Kong and the United Arab Eremites. The background to the firm and a SWOT analysis is followed by a financial analysis. The bibliography cites 6 sources.
Filename: TEbalfour.rtf

Balfour Wimpey Builders
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This 8 page paper examines a case study supplied by the student. The first part of paper looks at why a company where the management are hold a substantial number of shares may have a profit maximisation attitude. The second part of the paper considers three potential scenarios and advises which would be the best option. The bibliography cites 5 sources.
Filename: TEbwbcase.rtf

Bank Analysis
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This 5 page tutorial paper shows the student how to calculate the GAP analysis, and explains the duration analysis as well as giving a step by step guide in how to calculate the duration gap. The writer then explains how hedging may be used to protect the banks position. The bibliography cites 4 sources.
Filename: TEbankme.wps

Bank Analysis
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A 10 page paper devoting 8 pages to analyzing differences in ROE and ROA between SunTrust Bank and an unidentified sample bank. The paper uses the DuPont Identity to identify the area in which the sample bank performs better than SunTrust based on the first half of 2005. The remaining portion of the paper forecasts sales of manufactured housing based on historic information. Bibliography lists 4 sources.
Filename: KSbanFinRat.rtf

Bank Comparison
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A 10 page paper comparing Bank of America and Charter One Bank, discussing their points of focus and differing positions in their markets. The paper discusses Bank of America more fully in that it is the largest retail bank in the country. The paper discusses issues of profitability, liquidity and regulation. Bibliography lists 7 sources.
Filename: KSbankComp.rtf

Bank Merger and Acquisition
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A 3 page paper discussing the factors that may be present and contribute to value for acquiring banks in mergers and acquisitions. The factors identified are greater cost efficiencies, enhanced revenues, effective integration and potential tax benefits under Section 197 of the Internal Revenue Code. Bibliography lists 5 sources.
Filename: KSbankMerg.rtf

Bank Mergers
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A 5 page discussion of legal issues and considerations in bank mergers. Primary focus is upon the Federal Bank Holding Company Act and Bank Merger Act. Bibliography lists 5 sources.
Filename: Bankmerg.wps

Bank Mergers and Related Decline in Customer Service
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This 5 page paper discusses how decisions made by financial institutions decision to merge leads to a decrease in customer service and increases the motivation for cross-selling of products such as insurance. The report looks specifically at the Canadian banking system as an example. Bibliography lists 5 sources.
Filename: Bankcust.wps

Bank of America and Citigroup Financial Questions
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This 4 page paper answers three questions set by the student. The first compares the working capital of Bank of America and Citigroup, the second part looks at the role of the banks as intermediaries and the role of regulators, the last part of the paper considerers the impact of the Sarbanes-Oxley Act. The bibliography cites 4 sources.
Filename: TEboaciti.rtf

Bank of America; A Case Study
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This 7 page paper considers this major bank. Fort the paper looks at risk management, and how this has changed over the years. Using loan examples the paper discusses the risk assessment, measurement and management strategies. The paper then looks at the developments in the bank in terms of e-banking and internet, and the placement of the bank top maximise on potential opportunities. The bibliography cites 6 sources.
Filename: TEbankam.wps

Bank Of American Control Mechanisms
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A 4 page paper. The first section of the paper discusses control mechanisms at this bank. There is one specific mechanism reported and the others are more general. The second part of the paper discusses how these mechanisms affect the four functions of management. Bibliography lists 3 sources.
Filename: PGbofa.RTF

Bank of Scotland
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This 5 page paper examines the strategy of the Bank of Scotland, now part of the Halifax Bank of Scotland group (HBOS). The paper looks at how the bank chooses to compete, what segment of the market is targeted and how, the impact of macro some macro factors and the importance f elements such as price and promotion in the strategy. The bibliography cites 4 sources.
Filename: TEbanksc.rtf

Bank Performance In The U.S. Since 1980
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A 5 page paper that discuses different aspects relative to bank performance and profitability. Both profitability and ROA have changed dramatically since 1980. These data are offered in three illustrations. Also, factors that have been shown to affect perfrmance are discussed. Bibliography lists 8 sources.
Filename: PGbank20.wps

Bank Problems in the Credit Crunch; Poor Performing Loans
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In 2009 the banks are suffering as a result of the credit crunch. The cause is not only the result of events within the house market; there are also defaults on small businesses and personal loans. This 6 page paper considers how and why the banks are now suffering these defaults, looking at issues such as the way bank became less risk adverse, the management of risk assessment, asymmetrical information and the role of governments and central banks. The paper focuses ion the US and the UK. The bibliography cites 7 sources.
Filename: TEpoorloan.rtf

Bank Risk
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This 11 page paper answers specific questions asked by the student regarding risks faced by banks. The first questions look at the net interest margin (NIM) and the influences on that margin. The paper loos at the use of GAP measurements and how changes in interest rates and other factors, such as asset base, may impact in the GAP. The bibliography cites 4 sources.
Filename: TEbankrisk.rtf

Banking & The Economy In Guatemala
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A 12 page examination of the role of Guatemala's banking system in the evolution of the country's economy. The civil war of 36 years' duration finally came to an end in 1996 and the government seems to have stabilized to the point of being able to accomplish some good for the country. There is still a wide disparity between rich and poor, with little middle class. The banking system has learned some hard lessons in the last 20 years that may serve the country well now. Bibliography lists 8 sources.
Filename: Guatbank.wps

Banking Deregulation Effects
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An 8 page paper discussing bank deregulation over the years, but focusing on the Gramm-Leach-Bliley Act of 1999, which provides the most comprehensive array of freedoms to date by dispensing with rules against banks intermingling with other types of activities in the financial services industry, and they now can act as brokers and sell insurance. Combined with new geographical freedoms, the banking industry has changed dramatically over the past several years. Adding the electronic environment component finishes one phase of banking’s evolution and ushers it into another. Bibliography lists 10 sources.
Filename: KSbankDereg.rtf

Banking Finance Questions
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This 7 page paper looks at questions supplied by the student, working out the net interest, net interest margin, net profit, return on assets and return on equity and equity multiplier for a bank. The paper then consider the interest rate exposure and the type of swap needed, capital requirements, the issues between management and regulator and comments on actions the bank should take. The bibliography cites 3 sources.
Filename: TEbankade1.rtf

Banking in the Twenty-first Century
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This 10 page paper discusses changes in the banking industry and what people have to look forward to in the twenty-first century. The Y2K problem is noted. Bibliography lists 10 sources.
Filename: 21bank.rtf

Banking Industry: Current and Future
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A 10 page paper discussing the current state of depository institutions and their likely future. Changes in the economy have affected the entire industry, and those changes are expected to be long-lasting and systemic. The industry may not be expected to grow at all, but it can be expected to become far more stable and responsible. Includes 5 tables (total industry employment, GDP, total assets, interest rates, etc.). Bibliography lists 10 sources.
Filename: Ksbanking02.rtf

BANKING PANICS AND CREATION OF THE FEDERAL RESERVE
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This 6-page paper focuses on the Panic of 1907, which led to the creation of the Federal Reserve. The paper also includes a discussion on how the Financial Crisis of 2008 compares to the 1907 Panic. Bibliography lists 5 sources.
Filename: MTbankpani.rtf

Banking PowerPoint Presentation
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This 5 page paper is a PowerPoint presentation with speaker notes explain the role of banks, looking at their principle operations of running different types of accounts and their position ad a lender. The part then explains the role of the bank as an intermediary between the savers and the borrowers.
Filename: TEbankPP.rtf


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